NYC Financial Empowerment Centers provide free, professional financial counseling.

Counselors can help you:

• Take control of your debt
• Deal with debt collectors
• Navigate student loans, including payment plans, forgiveness programs, and addressing defaulted loans
• Improve your credit
• Create a budget
• Open a bank account
• Start an emergency fund
• Save and plan for your future

Counseling is free, confidential, and in multiple languages.

This is in partnership with:

• Ariva
• Bedford Stuyvesant Restoration Corporation
• BronxWorks
• Chhaya CDC
• Neighborhood Trust Financial Partners
• New York Legal Assistance Group
• Urban Upbound

Online

Make an appointment.

By Phone

• Agency: Department of Consumer and Worker Protection
• Division: Office of Financial Empowerment Call Center
• Phone Number: (212) 487-4583
• Business Hours: Monday - Friday: 9 AM - 5 PM