New York City Homeowners are eligible if their property is a one, two, three, or four family home and:

• They received a Home Energy Assistance Program (HEAP) Regular Heating Benefit for the 2024-2025 heating season, or
• Had an approved Senior Citizen Homeowners Exemption (SCHE) from the NYC Department of Finance (DOF) as of March 2025, or
• Had an approved Disabled Homeowners Exemption (DHE) from the NYC Department of Finance (DOF) as of March 2025, or
• Had an approved Veteran's Exemption 2025

Learn more about the Home Water Assistance Program (HWAP).

Home Energy Assistance Program (HEAP)

This is a federally funded program. It helps low-income homeowners and renters pay for:

• Utility bills
• Heating bills

Learn about HEAP, go to the HEAP Energy Assistance page.

Senior Citizen Homeowner Exemption (SCHE)

This program provides a reduction of 5% to 50% on New York City's real property tax. This is for seniors age 65 and older.

Learn about SCHE, go to the Senior Citizen Homeowners' Exemption (SCHE) page.

Disabled Homeowner Exemption (DHE)

This program provides a reduction of 5% to 50% on New York City's real property tax. This is for low-income homeowners with disabilities.

Learn about DHE, go to the Disabled Homeowners' Exemption (DHE) page.

Only one HWAP credit is issued per HEAP recipient. A HEAP recipient owning more than one property is eligible for only one HWAP credit.