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Under a New York State law, businesses charging additional fees for credit card purchases must display the highest total price for each purchase (excluding sales tax).

This means that if a purchase with a credit card would be higher than a cash purchase, the credit card purchase price must be displayed to customers.

Business cannot:

  • Put a sign on the wall or at the register that notifies a fee is applied to all credit card sales
  • Advertise a cash discount without including the higher credit card price
  • Charge separate line items to credit card users on a customer receipt without clearly posting the total price prior to purchase
  • Include a credit card surcharge warning on the item price tag

Learn more about the credit card surcharge.

To report a business violating the credit surcharge law, go to the Store Complaint page.

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